Have you ever thought about what it could mean for your family if you needed care? What decisions would need to be made? Who would make them? How would things look? What impact would this have on your spouse and kids?

The accumulation years are the easy years…if any years are really easy years. And frankly, that is when you need to start thinking and become proactive about your retirement years. Here are some things to consider.

Retirement planning and tax planning are complicated to say the least. Which is why we have a job. And your job is to have a plan, because no plan actually is a plan and could be your biggest nightmare.

Everything is so expensive! Can you still afford to retire? The risk that inflation puts on your retirement is real. The longer you ignore it or procrastinate planning for it, the less options you will have to fight it.

It’s just as important that we take preventative measures for our finances like we do our health. What are financial supplements?

Guarantees may have a place in a retiree’s plan, but they may not. Proceed with caution, proceed with a plan, and proceed with a Life Planner.

Money is never really about building more money – even when greed is involved. It’s about the utility of that money. We look at it for what it is instead of what it is for.

Planning for retirement has never been just about the money. It’s about having, and taking, the time to bring a fullness to your life.

There is nothing wrong with wanting to help your loved ones financially, but there are a few questions you have to ask yourself first.